hi folks , and thanks in advance for taking the time to read this.my family and i need help.ill introduce myself and family and add pictures shortly.my name is don,my wifes name is lisa ,we have 4 children seth {6} , melissa {12} , theresa {15} and pj {16},,i hope you dont mind long stories, but i have a long one to tell so as you can understand my situation.this started back in september / early october of 2006,work got slow and at the same time i got hit with a garnishment on my wages for an old medical bill.so this made my small paychecks even smaller,we fell drasticly behind on our bills.most importantly the mortgage which on november 16 2006 became officially 2 months past due.they gladley added fees to what i owed and demanded 2100.00 from me.buy december 16th they wanted over 3000.00 from me.thank the lord that i was put it contact with a real nice lady at novastar mortgage ,shelia was her name,and she worked hard for me and with me.and worked out a plan to convert my 10.9 adjustable rate mortgage to a 10.0 fixed rate for 30 years and all past balances due would be added back in,new payments to commence on feb 1st 2007,she sealed the deal with have a merry christmas don,and we did.we got our tax return in mid january via rapid refund and quickly paid off all of our utility bills which were through the roof,as well as many personal loans from family and freinds.novastar was glad to help me through my situation as it was a temporary financial setback due to slow work and the garnishment.we were all happy.my paychecks were back in the 600.00 range and all was good with the world.no money in the bank yet to speak of and still paying back money here and there,my last good paycheck was dispersed accordingly,nobody would be bothering us for money for at least the whole month of febuary.so my wifes checks ,about 200 a week would go for gas and food and household needs and my next 3 to 4 checks would go for the mortgage,2 checks by the 14th and wed have our febuary payment in before the 16th which is the end of our grace period.a paycheck and a half after that and we would be making our march payment not only on time but a few days before the 1st of the month,we are back on track,we made it through the hard times.then came january 28th 2007.i had a road salt delivery in ashland,inopened the door to my truck and its as if the stairs moved,but it was too late ,my feet were in motion and i fell out of my truck,it was a dizzy spell.ive never had one of these.i tried to walk to the back of my triler to open the tailgate and i kept running into the trailer,it seems i allways fall or vere to the left.i got the load delivered and called the boss explaining to him my situation,i need to park my truck and get to a doctor.i was 28 miles from the shop in norwalk, i told the boss i think i can make it,and luckily i did,as i didnt know the extent of my illness at that point.upon arriving home i called my family doctor and he got me in right away.needless to say im worse off than i thought,over the 7 weeks since i last worked my symptoms have grown to include dizzy spells,blackouts,my arms and head shake uncontrolably,headaches,earaches,spots before my eyes and my eyes roll up into my head.in these 7 weeks i have been to an ear,nose and throat doctor and left with a clean bill of health as far as his practice is concerned and i have had an mri done which showed no tumors.i just visited a neurologist on the 20th of march and he has me scheduled for a eeg,measures brainwaves.this is killing me,i have never been out of work since i have been 16,thats 20 years of steady employment,and now i am faced with losing my house,my marriage is stressed to no end.and the fear of the unknown is tearing us apart.we dont know if i can ever return to driving truck or what type of work i will be able to perform.i cant drive a car,i cant be trusted to walk down the sidewalk due to the blackouts,i tried this recently,i tried to walk to the corner store and i blacked out and drifted off the sidewalk a few feet and walked into a tree which shook me out of it.thank god for the tree,if id have went much further id have walked right into traffic.so you see,i need help and dont know where to turn.i applied for welfare emergency assistance on 2-28-07 and am still waiting,i should have applied sooner but i have never been ill more than a few days,and allways expected the next doctors appointment to be the last.i have come to expect that this may last a while.the neurologist says even if he finds the cause quickly i will have to wait a month or 2 before he will release me to work as he has to be sure that my symptoms will not return.

please,if you have money to offer,i have lost my pride,ill take it.if you know the name of an organization that can help me,ill contact them,

the mortgage company is unwilling to negotiate with me at this time as unlike before i have no way to show that i can afford the payments in the future.my credit is not good and with no income refinacing seems to be a bad option.i dont have but a few thousand in equity so that isnt good either.my wife and kids love it here and i hate to let them down again.we had a nice house in parma that we sold to get to a location we liked better,we then rented in vermilion for 3 years until we found exactly what we were looking for,this house in wellington,it is a fixer upper with so much potential,and we have put alot of work into it.we finally made it a home,and now i am facing losing it.

please,help at least with advice, there has got to be an organization that can help me.

thanks in advance for any help recieved,and thank you for taking the time to read this.